Departmental Bulletin Paper 銀行カードローンの過剰与信問題

木村, 裕二

The way the advance of the bank loan was guaranteed by the money lenders was considered to be a problem, and Japanese Bankers Association started imposing restraints. It is not merely a problem of an excessive advertisement being accomplished. “The borrowing for return” without substantial consumer demand is included in the sudden rapid increase in credit balance. In other words, loan that exceeds the repayment capacity of a customer increases chances of recurring of a multiple debt problem. Immediate action is necessary.

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